Most of us think of budgets when we think of what we spend. Current news reports are filled with dire news about our nation’s spending habits, all referring to a national budget and its imbalance. But there is a more critical balance – that which is created by daily choice and lifetime impact. How will I spend today? How will I spend my life?

“How we spend our days is, of course, how we spend our lives.” ~ Annie Dillard

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